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The purchase of a home is often one of, if not THE, biggest purchases you will make in your whole life. Due to this, you want to make sure that you have the best possible deal you can have when you get your mortgage. The mortgage rate you get is a major, major factor in how much your mortgage will cost and especially the size of your monthly mortgage payments. Depending on the rate you get, you might have a manageable monthly payment or you might have a payment that is beyond your means. Related Articles Mortgage Rates Questions and Answers Mortgage Rates Faq Potential Disadvantages of an Adjustable Rate Mortgage 3 Myths About Refinancing a Mortgage http://www.articlesbase.com/mortgage-articles/how-to-shop-for-mortgage-rates-706358.html It makes a lot of sense to shop around for your rate. Why would you settle for the first thing that came to you for a decision this big? Do your homework, find who is offering the best rate for the loan you want and in your area, and use the help of a mortgage professional, like a certified mortgage broker. So how do you go about shopping for the best mortgage rates