FicWad

Buying a new car or truck is something Americans like to do, and when the mood hits them they want to be driving a new car almost immediately, without any todo. This is not very smart, given the cost of cars, which rank only behind buying a house as your biggest lifetime expense. Consider the extent you go to when selecting a house, but don't think about when it's a car.

Whenever you buy a home, there's someone alongside you every step of the way, starting with the broker who must find the right house for you. You may also get an attorney to make sure the contract is done up right, along with the title company which won't let you pay for the home without a clear title. There isn't a single individual to help you when you are going in to buy a new car. You can complete the entire process of buying a new car in a few hours flat, and drive off with your new car. You can do it this way, however you may end up spending far more than you should.

You need to ensure it is non-negotiable that you visit one dealership with the clear commitment to not buy a car that day. Promise yourself that you will only look and test drive the vehicles, and then go home to do some research. Search on the Internet for the dealers costs, safety scores, option prices, and whether there are any manufacturer to dealer incentives that weren't mentioned. Always be clear and resolute on what you can afford before going to a dealer, so that you can avoid being talked into a car that costs more. You are the individual who might lose the car, and have it reclaimed when you can't make the payments.

Never merely accept his word, insist on seeing any calculations the finance manager makes. Dealerships can make extra money, very easily, in the monthly payments, by including in only a couple of dollars a month that you will never know about. You may for example point out that you can afford $600 per month, and the salesman, knowing full well that he could give it to you for $570, tells you he has a deal for $590. The info he gives you pleases you, but at the same time the dealership is taking an extra $20 per month of your money. Keep these individuals truthful and don't permit them to take your money. Anything you learn about the car, don't forget to write it down, even what the salesman is saying. It will help everyone stay on the same wavelength and reduces the chances for dishonesty.



You may as well make buying a car a pleasurable experience, so keep the upper hand, and remember it is your new car. If at any point you start having doubts of any shape or size about a deal, walk away, it's your decision, not theirs, at the end of the day.