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Now more than ever, it's simply a good idea to hold some gold and silver investments. Gold and silver prices are high right now, and all evidence points to the probability that they have yet to peak.

So let's say you earn $24.00 per hour or $50,000 per year. If you save that one hours pay - $24.00 time 5 days a week times 52 weeks per year that equals $6,240 per year. Now if you save that amount each year for 40 years at 5% you end up with $791,482, at 8% you end up with $1,745,827 and at 10% you could retire with $3,037,944. There are a couple of things that you probably noticed. First you have to start putting money into retirement and savings accounts from day one in the work force or the sooner the better if you want to retire earlier in life. Second, it makes a huge difference what the best savings interest rates of return can do for your investment returns.

So what is happening is this, the price of gas hasn't gone up, it's the value of the paper Dollar that is going down. Inflation is causing deflation to the paper Dollar. Why? Because the government is printing more and more paper money from their own printing press we call the Federal Reserve, which in turn devalues your Dollar every time they do this.

You do not need to have a large amount of capital just to invest in silver. It has more investment opportunity other than any forms of investments and you will be able to invest even you are in a tight budget. Gold sells for about $1,300 per troy ounce while on average, silver sells for $30 per troy ounce or less.

When you have a look at the gold chart of the past 10 years, you'll see that the price is moving perfectly in a range of higher highs and higher lows. Don't chase prices higher; just wait to buy the dips. Don't be afraid of waiting a bit if prices are near an intermediate peak. You should welcome decreasing prices for the buying opportunity you get.

Investing in this precious metal does not require too much knowledge and skills. You may buy silver in small volumes and keep it for a while. You can conduct your own research in the internet during your free time. Learning where and how to sell silver is now a piece of cake with the advancement of technology.

It is an unfortunate fact that the vast majority of MLM companies and distributors in MLM Network Marketing concentrate on hyping up either the company and or product to convince people into the business. If you are a true business person all you have to do is use common sense.

gold and silver investing So, on paper it shows that supply is meeting demand when the opposite is true. The crops are harvested in the spring and fall each year, and if food prices are kept artificially low, then over consumption occurs. Each harvest is meant to sustain us until the next harvest is available, but food reserves are at all time lows.

First of all, M.E.R. - a.k.a. Management Expense Ratio are often one of the charges imposed by Mutual Funds. Whether your Mutual Fund is doing well or not this is an amount that is charged to you. If you gain profit on the market, your Mutual Fund and it's salespeople do too. If your returns is on the downside in the market, guess what - your Mutual Fund and its agent still get compensated! Apparently the manner of not gaining profit at all to this M.E.R. has huge effect your earnings extensively.